Legal Assistance

Legal Assistance

Free legal services for homeowners, including foreclosure prevention and assistance with an application for the California Mortgage Relief Program, are available through the organizations listed below. Services are provided by Qualified Legal Services Projects (QLSPs) and Qualified Support Centers (QSCs) throughout California. Among the areas of legal services provide are:

 

  • Foreclosure prevention
  • Mortgage lending and servicing
  • Wills and estates assistance
  • Bankruptcy questions
  • Divorce and restraining order concerns
  • And other matters related to preserving sustainable homeownership for borrowers who generally cannot afford to pay for such legal services

Legal Services Providers

If you believe you need legal assistance, please contact one of the groups below. For all other application-related needs, we encourage you to reach out to our Contact Center at 1-888-840-2594

Bet Tzedek

California Rural Legal Assistance

Legal Access Alameda

Legal Aid Society of San Bernardino

Legal Assistance to the Elderly

Senior Advocacy Network

Housing and Economic Rights Advocates

Legal Aid of Sonoma County

Legal Aid Society of San Diego

Open Door Legal

Public Counsel

Bet Tzedek

Phone Number: 323-939-0506

Pace/Solar/foreclosure issues: 323-648-4715

Services Provided/Issues Addressed:

  • Foreclosure prevention services
  • Property Assessed Clean Energy (PACE) loans and solar fraud
  • Successor-in-interest issues
  • Ancillary legal services to support housing stability (ex: public benefits, wage recovery, and elder abuse restraining orders)

    Counties Served:

    Los Angeles (low-income and senior homeowners)

     

     

    BET TZEDEK

    California Rural Legal Assistance

    Phone Number: 1-800-337-0690

    Services Provided/Issues Addressed:

    • Foreclosure prevention services
    • Loan document review, modification, and denial assistance
    • Debt collection defense, judgement lien avoidance, and property charge issues
    • Ancillary legal services to support housing stability (ex: public benefits, wage recovery, and bankruptcy services)

    Counties Served:

    Colusa, Fresno, Imperial, Kings, Kern, Madera, Merced, Monterey, Napa, Riverside, San Benito, San Joaquin, San Diego, San Luis Obispo, Santa Barbara, Santa Cruz, Sonoma, Stanislaus, Sutter, Tulare, Ventura, Yuba

     

    Housing and Economic Rights Advocates

    Phone Number: (510) 271-8443, ext. 300

    Email: [email protected]

    Services Provided/Issues Addressed:

    • Foreclosure prevention services
    • Successor in interest issues, proactive estate planning
    • Reverse mortgage concerns
    • Property charge issues
    • Loan modification assistance
    • Ancillary legal services to support housing stability (ex: consumer debt and credit issues)

    Counties Served:

    All Counties

    Legal Access Alameda

    Phone Number: (510) 302-2229

    Services Provided/Issues Addressed:

    • Title clearing services
    • Title clearing educational resources, seminars, and limited scope clinics

          Counties Served:

          Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Inyo, Kings, Lake, Lassen, Madera, Marin, Mariposa, Mendocino, Merced, Mono, Monterey, Napa, Nevada, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, Santa Clara, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Yuba

          Legal Aid of Sonoma County

          Phone Number: 707-542-1290

          Email: [email protected]

          Services Provided/Issues Addressed:

          • Foreclosure prevention educational outreach and know-your-rights presentations
          • Estate planning services
          • Debtor-creditor legal services
          • Mobile home park legal issues

              Counties Served:

              Sonoma

              Legal Aid Society of San Bernardino

              Phone Number: 909-889-7328

              Email: [email protected]

              Services Provided/Issues Addressed:

              • Foreclosure and default prevention services
              • Loan modification assistance
              • Reverse mortgage concerns
              • Homestead declarations
              • Equity-stripping scams

                  Counties Served:

                  Riverside, San Bernardino

                  Legal Aid Society of San Diego

                  Phone Number: 1-877-534-2524

                  Services Provided/Issues Addressed:

                  • Foreclosure prevention services
                  • Loan modification assistance and clinic
                  • Reverse mortgage assistance
                  • Ancillary legal services to support housing stability (ex: debt collection and bankruptcy services)

                    Counties Served:

                    San Diego

                    Legal Assistance to the Elderly

                    Phone Number: 415-538-3333

                    Email: [email protected]

                    Services Provided/Issues Addressed:

                    • Foreclosure prevention services
                    • Loan modification assistance
                    • Servicer violations
                    • Home equity protection, addressing equity stripping and foreclosure rescue scams
                    • Homestead declarations
                    • Successor-in-interest issues, proactive estate planning
                    • Ancillary legal services to support housing stability (ex: consumer debt)

                      Counties Served:

                      San Francisco

                      Open Door Legal

                      Phone Number: 213-385-2977

                      Services Provided/Issues Addressed:

                      ODL guarantees legal representation on all viable civil legal issues for all low-income adult San Francisco residents in our service areas, including:

                      • Preventing illegal foreclosures;
                      • Free trusts for seniors over 50 who own one home in the service area;
                      • Successors-in-interest (probate court for title issues);
                      • Property tax issues; and
                      • Predatory lending
                      • Online screening form (Spanish & Chinese versions online; please call for any language needs) OR visit one of our offices: Bayview: 4634 3rd St. Excelsior: 60 Ocean Ave. Western Addition: 1113 Fillmore St.

                        Counties Served:

                        San Francisco in Districts 2, 5, 10, or 11, or who are unhoused.

                        Currently valid zip codes: 94107, 94124, 94134, 94112, 94132, 94117, 94115, 94122, 94102, 94129, 94123.

                        Public Counsel

                        Phone Number: 213-385-2977 EXT 700

                        Services Provided/Issues Addressed:

                        • Foreclosure prevention services
                        • Reverse mortgage issues
                        • Title and equity-stripping scams
                        • Debt collection defense against judgment liens and Property Assessed Clean Energy (PACE) loan issues
                        • Know-your-rights presentations and workshops on Homeowner Assistance Fund, foreclosure process, and homeowners’ options to avoid foreclosure
                        • Online application

                          Counties Served:

                          Los Angeles

                          Senior Advocacy Network

                          Phone Number: 209-577-3814

                          Email: [email protected]

                          Services Provided/Issues Addressed:

                          • Reverse mortgage assistance
                          • Mortgage relief application assistance
                          • Informational resources on California Mortgage Relief Program
                          • Ancillary legal services to support housing stability (ex: consumer debt and bankruptcy assistance)

                          Counties Served:

                          Merced, Stanislaus