COPYRIGHT STATEMENT

The contents of all Materials available on any page within this Site are copyrighted by the State of California Housing and Finance Agency’s Homeowner Relief Corporation, hereafter “Corporation” unless otherwise indicated. Title to copyright within the Materials will at all times remain with the Corporation. All rights are reserved by the Corporation, and unless specifically authorized within the text of this Site. You may only use, download, or copy the Materials contained in the Site in accordance with the Terms of Use. Any permitted copies of the Materials must retain the copyright notice, and any other proprietary notices contained in such Materials. Unless otherwise provided in the Terms of Use, you may not edit, modify, disseminate, publish, transfer in any form or by any means make use of the Materials without the express, prior written consent of the Corporation. You may not use any content contained in the Materials in any manner that may give a false or misleading impression or statement as to the Corporation or any third party referenced in the Materials. Nothing in this Site shall be construed as conferring any license under the Corporation’s intellectual property rights, whether by estoppels, implication or otherwise.

TRADEMARK STATEMENT

The “HRC” logo, the “Housing and Finance Agency, or “Homeowner Relief Corporation’s” logo and other Corporation logos and titles displayed on this Site are trademarks or services marks (collectively, “Marks”) of the Corporation or our contractors. All other products, company names or other trademarks appearing on this Site are the trademarks of their respective owners. Nothing contained in the Site should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any Marks displayed on the Site without prior written permission of the Corporation or other trademark owners.

• A Qualified Financial Hardship is defined as either:
• Reduction of Income: Temporary or permanent loss of earned income after January 21, 2020 directly related to the coronavirus pandemic; or
• Increase in Living Expenses: Increase in out-of-pocket household expenses after January 21, 2020 such as: medical expenses, increase in household size, or costs to reconnect utility services directly related to the coronavirus pandemic.